People walk past a Punjab National Bank branch in Mumbai. File
| Photo Credit: Reuters
Punjab National Bank on Saturday (October 18, 2025) reported 14% rise in standalone net profit at ₹4,904 crore for September quarter FY26.
It had logged a profit of ₹4,303 crore in the year-ago period, the state-owned lender said in a BSE filing.
Operating profit in July-September was at ₹7,227 crore and ₹14,308 crore in April-September (H1) FY26, recording a growth of 5.46% and 6.51%, respectively on year-on-year basis.
Total income in the second quarter was at ₹36,214 crore and ₹73,445 crore in H1FY26, clocking a YoY growth of 5.1% and 10.3%, respectively.
Bank’s net interest income (NII) increased to ₹21,047 crore in H1FY26 from ₹20,993 crore in H1FY25, showing an improvement of 0.26% on year-on-year basis.
Gross NPA ratio improved by 103 basis points to 3.45% as on September 2025 from 4.48% a year ago. Net NPA ratio improved by 10 basis points to 0.36% from 0.46% as on September 2024.
The bank further said its savings deposits increased to ₹5,08,964 crore, registering a year-on-year growth of 4.2%, while current deposits increased to ₹74,215 crore, an increase of 9%.
It also informed that business per employee improved to ₹27.62 crore as on September 2025 from ₹25.26 crore a year ago. Business per branch bettered to ₹263.06 crore from ₹240.72 crore.
According to the filing, Punjab National Bank’s global business grew 10.6% year-on-year to ₹27,86,673 crore as on September 2025 from ₹25,20,246 crore a year ago.
Global deposits registered a growth of 10.9% to ₹16,17,080 crore.
Published – October 18, 2025 10:19 pm IST
