Net interest income (interest earned less interest expended) for the quarter grew by 4.8% to ₹31,551.5 crore.
| Photo Credit: SHAILESH ANDRADE
HDFC Bank Ltd, India’s largest private sector bank for the quarter ended September 30, 2025, reported 10.8% growth in standalone net profitto ₹18,641 crore.
The bank’s net revenue grew by 10.3% to ₹45,900 crore for the quarter ended September 30, 2025.
Net interest income (interest earned less interest expended) for the quarter grew by 4.8% to ₹31,551.5 crore.The net interest margin (NIM) for the quarter was 3.27% as compared with 3.46% a year ago.
Provisions and contingencies for the quarter ended September 30, 2025 were ₹3,500 crore, the lender said.
The bank’s average deposits grew 15.1% YoY to ₹27,10500 crore. Average advances grew 9% YoY to ₹27,94600 crore. Gross advances were at ₹27,69200 crore, up 9.9% YoY.
The bank said it’s retail loans during the quarter grew by 7.4%, small and mid-market enterprises loans grew by 17.0% and corporate and other wholesale loans grew by 6.4%.
Overseas advances constituted 1.8% of total advances. The bank’s gross non-performing assets were at 1.24% of gross advances as on September 30, 2025 (0.99% excluding NPAs in the agricultural segment), as against 1.36% as on September 30, 2024 (1.19% excluding NPAs in the agricultural segment).
Net non-performing assets were at 0.42% of net advances as on September 30, 2025. The Gross NPA remained almost the same at ₹34,289 crore as compared with ₹34,251 crore a year ago. Net NPA during the quarter however increased to ₹11,447 crore as compared with ₹10,309 crore, up 11%. The bank’s consolidated profit after tax for the quarter grew 10% YoY to ₹19,610 crore.
Published – October 18, 2025 08:12 pm IST
